Track received dividends separately from unrealised gains. In Sharpe, the Dividends tab groups recorded payments over time and shows income totals. Estimated upcoming payments are based on your payment history, not confirmed issuer announcements.
Start with payments you have received
Dividend income is money distributed by an investment. It is different from the change in the holding’s market price. An account can receive dividends while its investments fall in value.
Review the payment date, holding, currency and amount against your DEGIRO account statement. Check whether the figure you are comparing is gross income or the amount after withholding tax and currency conversion. Do not assume two reports use the same basis.
DEGIRO explains where to find and export account reports in its reporting help page.
Use monthly totals to see your income pattern
A monthly chart makes uneven payment schedules easier to understand. Some holdings distribute quarterly, others annually, and payments can move between months. A quieter month does not necessarily mean the portfolio’s income has permanently declined.
Review several months together and distinguish additional income from newly purchased holdings from a change in the distributions paid by existing holdings. Accumulating funds generally reinvest distributions inside the fund rather than paying the same cash income into your account.
Understand yield on cost
Yield on cost compares income with an investment’s cost basis. For example, €200 of income over a year on a €5,000 cost basis corresponds to 4% yield on cost.
That is different from current yield, which uses current market value. If the investment is now worth €6,000, the same €200 represents about 3.33% of current value.
Check the period and holdings covered by any displayed yield. A partial-year figure is not automatically an annual yield, and purchases or sales can change the denominator. Yield on cost does not measure total investment return.
What the upcoming-payment estimates mean
Sharpe looks at each holding’s recorded payment cadence to estimate upcoming payments. These estimates are not an issuer’s declared ex-dividend date or payment schedule. Dividends can change, be suspended, or arrive at a different time.
Treat estimates as a planning aid. Confirm dates, eligibility and amounts with issuer announcements before making decisions. A holding with insufficient payment history may not have a useful estimate.
Find dividend information in Sharpe
- Open Sharpe after signing in to DEGIRO and allow the data sync to finish.
- Select Dividends to inspect monthly income, received totals and estimates.
- With Pro, review the per-holding breakdown, trailing income and yield on cost, and export the data.
- Reconcile important totals with the underlying account statement, especially across currencies or tax periods.
Dividend history and totals are available in Sharpe Free. Per-holding dividend analysis and CSV export require Pro. Empty history means no eligible recorded payments were found; it is not a forecast that no dividends will be paid.
Educational information, not investment or tax advice. Past performance does not guarantee future results.