Compare your DEGIRO portfolio and a relevant benchmark over the same dates, using percentage returns and a consistent baseline. Check currency and dividend treatment before interpreting a gap as better or worse performance.
Choose a benchmark that answers your question
A benchmark is a reference, not a target every portfolio should beat. A portfolio of bonds and European shares has different exposures from an index of large US companies.
| Benchmark | What it helps you compare |
|---|---|
| S&P 500 | Exposure to large US companies. |
| STOXX Europe 600 | A broader European equity reference spanning large, mid and small companies. |
| Nasdaq 100 | A reference for large non-financial companies listed on Nasdaq, with substantial technology exposure. |
STOXX Europe 600 includes markets beyond the euro area. It is a different index from EURO STOXX 50. A portfolio holding a EURO STOXX 50 ETF may still legitimately show that holding’s name in the positions table.
Match the dates and the baseline
A return since 2022 cannot be compared directly with an index’s year-to-date return. Check the start and end dates, and whether the chart is displaying cumulative returns since inception or a return reset at the start of the selected window.
For a cumulative series, the return between two displayed points is:
If a series moves from +20% to +32%, the return over that interval is 10%, not 12%: 1.32 ÷ 1.20 − 1 = 0.10.
Add benchmark overlays in Sharpe
- Open the Portfolio tab and select the percentage performance view.
- Open Overlays and select S&P 500, STOXX Europe 600 or Nasdaq 100.
- Choose a period and inspect the portfolio and benchmark over the same dates.
- Review the period return alongside risk measures such as drawdown. A higher return may come with larger losses along the way.
Benchmark overlays are part of Sharpe Free. Missing provider history can limit what is displayed; a missing line is not a zero return.
Understand the comparison’s limits
- Dividends: price indices and total-return indices are different. Sharpe uses provider price histories; do not assume that all series have the same dividend adjustment treatment.
- Currency: your account currency and an index’s quoted currency may differ. An overlay is not automatically a currency-hedged comparison.
- Cash flows: time-weighted portfolio performance differs from simulating the purchase of an index with each of your actual deposits.
- Costs and taxes: an index line is not an investable portfolio after your broker fees and personal taxes.
- Risk: a concentrated portfolio can outperform for a period while carrying risks a broad index does not.
Use the chart as context rather than proof of investment skill or a prediction of future performance.
Read about the indices
Check the providers’ definitions: S&P 500, STOXX Europe 600 and Nasdaq 100.
Educational information, not investment or tax advice. Past performance does not guarantee future results.